Agricultural Risk Models

Maximize profitability and address the challenges of actuarial risk pricing with the industry-leading probabilistic crop modeling approach of Verisk Agricultural Models.

Quantify your agricultural risk

Get a comprehensive view of realistic loss scenarios, factoring in crop genetics, yields, prices, exposure, weather data, management practices, and policy conditions. Available in the US, Canada, China, and India.

Get a complete view of US agriculture insurance

The Verisk model analyzes 100% of the US agricultural premium; that’s why so many reinsurance brokers and global agricultural reinsurers use it.

Stay up to date on new insurance programs

The US model accounts for new programs like Enhanced Coverage Option (ECO), Hurricane Insurance Protection - Wind Index (HIPWI), and Pasture, Rangeland, Forage (PRF).

See a full range of hail loss estimates

Our crop hail models estimate hail and wind damage based on plants’ growth stages. One data source covers all insurance options for crop hail in the US and Canada.

Find strategies that suit your risk-return target

Tap into our fund designation services to consider multiple factors, such as grower histories, probabilities of loss, and mean loss ratio.

View coverage for lines of business in China

In addition to crops, our Agriculture Model for China includes forest and livestock, covering losses from fire, wind, and pest/disease/rodent damage.

Features and capabilities

A context-rich view of agricultural risk

Verisk models provide a probabilistic view of risk that maintains spatial and temporal correlations.

Award-winning weather index

Our award-winning weather-based detrending methodologies accurately isolate the impact of weather on crop yields from long-term technology trends.

Frequent model updates

Our models are updated regularly with new crop yield, forest, and livestock data, new loss and exposure information, and the latest changes to insurance programs based on region.

High-quality data

High-resolution cropland and exposure are generated with satellite data, boosting the accuracy of location-specific yield and loss estimates.